About HelpWith.Mortgage
Educational tools and resources to help homeowners understand their mortgage assistance options
Our Mission
We believe that homeowners facing mortgage challenges deserve clear, accessible information about their options, without the confusion, jargon, or predatory practices that often come with financial distress.
HelpWith.Mortgage was created to fill a critical gap: providing homeowners with the knowledge, tools, and templates they need to advocate for themselves, understand their rights, and take the next right step toward financial stability.
We're not here to replace professional advice or services, we're here to empower you with the information and resources to make informed decisions and communicate effectively with your servicer.
What We Do
Mortgage Triage Tool
Our free triage flow asks targeted questions about your situation and generates a personalized report showing all your mortgage assistance options, ranked by eligibility.
Compliance-Safe Letter Templates
We provide professionally-formatted letter templates for common mortgage situations: hardship letters, requests for information (RFI), notices of error (NOE), and loss mitigation applications.
Financial Calculators
Interactive calculators help you understand ARM rate adjustments, refinance breakeven points, modification impacts, and escrow changes.
Resource Directory
Curated directory of HUD-approved housing counselors, state assistance programs, legal aid clinics, and foreclosure timelines by state.
What We Don't Do
We don't negotiate with your servicer. You control all communication.
We're not a lender, law firm, or government agency. We provide educational tools only.
We don't charge advance fees for relief negotiation services. Our templates are one-time purchases for your own use.
We can't guarantee your servicer will approve your request. We help you ask the right way, but lenders make the final decision.
Who We Are
HelpWith.Mortgage is operated by LP Benjamin Daniel, based in San Diego, California.
We built this platform in response to the growing number of homeowners searching for "help with mortgage" online, search volume that has now exceeded even the 2008 financial crisis levels. Too many people are overwhelmed, confused, or targeted by predatory services.
Our goal is simple: give homeowners the clarity and tools they need to advocate for themselves effectively and avoid unnecessary stress, cost, or loss.
Questions or Feedback?
We're here to help. Reach out if you have questions about our tools, need technical support, or want to provide feedback.
Contact UsImportant Disclaimer
We are not associated with the government or your lender. Your lender may not agree to change your loan. We are not a lender, law firm, or financial advisor. This is educational information and DIY templates only. Nothing on this site constitutes legal, tax, or financial advice.