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Step 1 of 8

Free & Confidential

Let's find your best options

This takes about 10 minutes. We'll ask about your loan, payment status, and situation. Then you'll get a personalized plan with all your options.

Important Disclaimer

We are not associated with the government or your lender. Your lender may not agree to change your loan. We are not a lender, law firm, or financial advisor. This is educational information and DIY templates only. Nothing on this site constitutes legal, tax, or financial advice.

This determines which assistance programs you may qualify for. Check your loan documents or ask your servicer if you're unsure.

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What happens next?

After all 8 questions, you'll see a personalized report with:

  • All options you may qualify for (forbearance, modification, etc.)
  • Documents you'll need to gather
  • Local HUD counselors and resources
  • Scripts for what to say when you call your servicer