Professional Letter Templates
Compliance-safe templates to communicate effectively with your mortgage servicer
How it works:
- Choose the letter type that matches your situation
- Fill out the form with your information
- Review and download your professional PDF letter
- Print and mail to your servicer (we'll provide the address)
Hardship Letter
Explain your financial situation and request assistance from your servicer.
When to use:
Job loss, income reduction, medical emergency, divorce, disaster
Request for Information (RFI)
RESPA-compliant letter requesting specific account information.
When to use:
Request payment history, fee breakdown, escrow analysis, modification status
Notice of Error (NOE)
RESPA-compliant letter disputing account errors or servicer mistakes.
When to use:
Incorrect payment application, escrow errors, fee disputes, misapplied payments
Loss Mitigation Request
Formal request for loan modification, forbearance, or other assistance.
When to use:
Apply for modification, forbearance, repayment plan, partial claim
ARM Payment Shock Letter
Request assistance when your adjustable-rate mortgage payment increases.
When to use:
ARM rate adjusted higher, payment increased significantly, can't afford new payment
Escrow Dispute Letter
Challenge unexpected escrow increases or request account review.
When to use:
Tax/insurance increased, escrow shortage notice, disputed escrow calculation
Get All 6 Letter Templates
Purchase the Action Pack once and get instant access to all professional letter templates with email delivery and servicer address lookup.
Important Disclaimer
We are not associated with the government or your lender. Your lender may not agree to change your loan. We are not a lender, law firm, or financial advisor. This is educational information and DIY templates only. Nothing on this site constitutes legal, tax, or financial advice.