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Loan Modification Estimator

See what your payment could be with a loan modification.

Important Disclaimer:

This is an estimate only. Actual modification terms are determined by your servicer based on their evaluation of your financial situation, loan type, and investor guidelines. This calculator cannot guarantee approval or specific terms.

Current Loan Details

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Proposed Modification Terms

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Typical: 2-4% for modifications

Servicers often extend to 30-40 years

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Missed payments often added to principal

Enter your loan details to estimate a modified payment

Important Disclaimer

We are not associated with the government or your lender. Your lender may not agree to change your loan. We are not a lender, law firm, or financial advisor. This is educational information and DIY templates only. Nothing on this site constitutes legal, tax, or financial advice.